August 15, 2018

During the home buying process, you worked with a lot of individuals: your realtor, the seller’s realtor, the title company, the loan officer, and the home inspector.  Now that you have finalized the purchase of your house, there is one more expert you need to call: yo...

June 9, 2018

I have had the pleasure to work closely with and get to know some very capable and talented financial consultants. Most have developed specialized practices in things like social security, buy-sell agreements, medicare, portfolio management, real estate, disability ins...

May 23, 2018

As of this month, Utah has joined the ranks of many states in the passing of its own "Transfer on Death (TOD) Deed" statute. UCA 75-6-4. Basically, the owner of a piece of real estate executes a deed transferring ownership of the property upon his or her death. If done...

March 29, 2018

If you have ever participated in an employee stock ownership plan (ESOP), you've acquired some equity in your employer. Participation over time allows the stock to vest and can add up to a nice investment for you. Most investors don't want to hold a stock perpetually,...

March 1, 2018

Occasionally, politicians, like lawyers, do something useful. In 2007, Utah passed the "Advanced Health Care Directive Act". The Act offers a standardized form (often called a "Living Will") that directs health care providers regarding a person's life sustaining medica...

February 20, 2018

In every field there are certain practicioners who have distinguished themselves in special ways. Last week, I had the privilege of meeting one of them, Mr. Paul Swegle, esq.

February 1, 2018

A "Will Substitute" is an instrument that transfers ownership of property from the owner to the beneficiary upon the owner's death while avoiding probate. Examples of will substitutes include the "Payable on Death" ("POD") designation of a bank account or the bene...

December 21, 2016

You have probably received a letter from a merchant or credit card company advising you that your personal information may have been compromised by a data breach. Perhaps even the company you work for or, if you own a business, the company you run, has been victim to c...

Please reload

Recent Posts

May 23, 2018

February 20, 2018

January 13, 2017

Please reload

Please reload

Search By Tags
Follow Us
  • LinkedIn Social Icon
  • Facebook Basic Square
  • Twitter Basic Square